Contents 30-year fixed refinance mortgage rate Monthly mortgage payment -year fixed-rate mortgage 15 basis points. spokesman tom Patrick Ruffner, branch manager at GuaranteedRate.com, offers the example of a $200,000 loan on a 30-year fixed refinance mortgage rate at 3.875%, which will pay $138,570 during the life of the loan. The same loan at a 15-year … Continue reading Switch To 15 Year Fixed