Contents Fixed-rate home loan Avoid online lenders. repeat: avoid Interest rate: 5.875% 4.875% 4.25% mortgage [embedyt]//www.youtube.com/embed/20ycC_GY56Y[/embedyt] About 15 Year Home Refinancing Loans. In low interest rate environments consumers typically prefer the certainty of fixed-rate loans over adjustable-rates. In high or rising interest rate environments consumers may see a larger relative discount in ARM loans which … Continue reading Refinance Rates 15 Year Fixed Calculator